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Simplifies Buyer Qualifying. Allows For Easy Comparison of 2 Different Loan Programs (i.e., Conventional & FHA/VA) Instant Loan-Size Qualifying Determine maximum Loan Amount and/or Sales Price based on buyers' own income and debts and local lender'sratios. "Reverse" Qualifying Find the income required for a buyer to qualify for any property listing. Ratio Qualifying Find buyers' actual Income and Debt Ratios for a specific property and loan. Solves Hundreds of Everyday Real Estate Problems! Payment, Term, Interest, Sales Price, Down Payment, PITI Payment, Bi-Weeklies, ARMs, APR, TVM, Date Math, Future Values, Amortization, Balloon Payments Automatic Sales Price and Down Payment Keys! With built-in Sales Price and Down Payment keys, it's now a cinch to find the perfect home and the perfect loan situation. Speedy Amortization Answers! Find principal and interest paid for any single payment or any range of payments - including remaining balance! Complete Taxes and Insurance for True PITI Payments! Permanently store your local property tax and property insurance rates (percent or dollars)! Even figures Mortgage Insurance. Simplify Complex ARMs - Including Life-Time Cap! Show best- and worst-case scenarios for any adjustable rate loan. Built-in Cap limits rate increases to lifetime maximum. Bi-Weekly vs. Monthly Loan Comparisons! With just one button press, show buyers the total lifetime interest savings and term reduction of bi-weekly loans. Built-in Date Math Function! Now, it's easy to find loan closing and listing expiration dates with the Date Math key! Works as a Regular Math Calculator, too!
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